Tag Archives: insurance

Want to Settle Your Own Accident Claim? Part 2 – Prep Work

For those of you who read Part I of this article (you did read Part I, right?) and decided that you still want to try to settle your own accident claim, here are some suggestions for how to proceed. Always … Continue reading

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Want to Settle Your Own Accident Claim? Part I – Should You?

Many people involved in accidents which give rise to personal injury claims wonder if they should try to settle their own case before hiring a lawyer. Will they personally recover more money by negotiating with the insurance company directly, thereby … Continue reading

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Letter of Protection — Delay Medical Bills Until Settlement

Not every personal injury plaintiff has health insurance. Those who are involved in automobile accidents may have PIP or med pay coverage to pay medical bills, but these benefits are often not enough to cover all necessary medical treatment. These … Continue reading

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Why Won’t Any Lawyer Take My Case?

If you’ve called several lawyers about handling your personal injury case and you haven’t found one who’s interested, it’s usually due to one of three reasons. First, your case sucks. Second, you want to sue someone who local lawyers don’t … Continue reading

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Gap Insurance: What is It and Who Needs It?

Gap insurance, also known as “loan/lease coverage” or “loan/lease payoff coverage”, is a type of automobile insurance coverage that protects you if your car is totaled while you are upside down on your car payments. It supplements your collision and … Continue reading

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Bad Faith — Collecting More Than Policy Limits

If you’ve been injured by a person who doesn’t have enough liability insurance to cover your damages, most of the time you are out of luck. The sad truth is that most people with inadequate insurance won’t have the ability … Continue reading

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How Long After Settlement Before I Get Paid?

If you’re just about to settle your case (or if you already have) you’re probably wondering when you’ll actually be paid. The typical lawyer answer is “it depends,” which is true, but I’m going to tell you what “it” depends … Continue reading

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Unhappy With Your Settlement and Want to Get Out of It?

So you’ve settled your personal injury claim and you now have a huge case of buyer’s remorse. You wish there was something you could do to get out of that agreement. In most cases, as long as you orally gave … Continue reading

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Medical Bills – Are You Paying Too Much?

Most people don’t have a clue as to what routine medical care costs, much less surgery, advanced imaging, or hospital care often associated with personal injury cases. We essentially rely on our medical providers to bill us a fair amount … Continue reading

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Hot Coffee – HBO’s Must-See Documentary About Tort Reform

You probably think you know everything you need to know about the “McDonald’s Hot Coffee” lawsuit. An old lady buys coffee at a McDonald’s drive thru, puts the cup between her legs, and spills the coffee in her lap while … Continue reading

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Mediation Advice for Personal Injury Plaintiffs

Mediation is a formal settlement conference that usually presents you with the best chance to settle your personal injury lawsuit before trial. This article will give you an overview of the mediation process and some advice on how to make … Continue reading

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Automobile Property Damage Claims — Representing Yourself

If you’ve been in a car accident, many personal injury attorneys will not want to deal with the property damage part of your claim (paying to repair your car). This is due to the fact that property damage claims force … Continue reading

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Paying Back Your Health Insurer – A Necessary Evil

If your health insurance company paid for medical bills stemming from your personal injury claim, it will want to be paid back after the claim is settled (or you get paid from a judgment after trial). The same is true … Continue reading

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Why You Should Have Uninsured/Underinsured (UM) Motorist Insurance

Some states require drivers to carry uninsured/underinsured motorist insurance, also known as “UM insurance.” A state-by-state list of auto insurance requirements can be found here. For those states, like my home state of Florida, which do not require this coverage, … Continue reading

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