Category Archives: Insurance

Issues affecting both your own insurance coverage and the defendant’s.

Paying Back Medicare After a Lawsuit

Medicare recipients who file personal injury lawsuits need to be aware that by law they will have to pay Medicare back from their judgment or settlement. Unlike cases where private health insurers seek repayment, cases involving Medicare liens offer lawyers … Continue reading

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Gap Insurance: What is It and Who Needs It?

Gap insurance, also known as “loan/lease coverage” or “loan/lease payoff coverage”, is a type of automobile insurance coverage that protects you if your car is totaled while you are upside down on your car payments. It supplements your collision and … Continue reading

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Question From Reader Rachel About Inadequate Insurance By Defendant

A reader identifying herself as “Rachel” posed the following question in a comment on my “About” page (where no one would probably see it, so I decided to make an article out of it). Just to let you all know … Continue reading

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Paying Back Your Health Insurer – A Necessary Evil

If your health insurance company paid for medical bills stemming from your personal injury claim, it will want to be paid back after the claim is settled (or you get paid from a judgment after trial). The same is true … Continue reading

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Why You Should Have Uninsured/Underinsured (UM) Motorist Insurance

Some states require drivers to carry uninsured/underinsured motorist insurance, also known as “UM insurance.” A state-by-state list of auto insurance requirements can be found here. For those states, like my home state of Florida, which do not require this coverage, … Continue reading

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